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Irregular Income: Budgeting Solutions
Thu June 21 @ 11:30 am - 1:30 pm
Presenter: Tim St Vincent, Credit Counselling Society
Irregular income can come in many different forms such as self-employment, contracting, casual work, fluctuating hours, commissions, tips and even bonuses. One of the major challenges with irregular income is having the ability to predict a steady revenue making it difficult to budget accordingly. Luckily, different systems exist to help you manage irregular income, leaving you in control of your budget while allowing extra cash flow for other activities.
NOTE: Please feel free to bring a snack or brown bag lunch to make the most of this session.
Attendees will learn the following:
1. Learn to average your income and create a manageable household budget (self-employed for over three years)
2. Create a holding account system to help you weather the ups and downs of irregular income
3. Create a good monthly budget and lean month budget
Tim St. Vincent is the Credit Counselling Society’s Financial Educator for Manitoba and Saskatchewan and is based out of Winnipeg. He has over 25 years combined experience in Financial Services and Training and is a retired Certified Financial Planner (CFP). Tim has also completed the Canadian Securities Course (Hons.) has achieved his Certificate In Management (C.I.M.) Hons. through the University of Manitoba and is a Certified Educator in Personal Finance (CEPF) Hons.
This seminar is available for remote participants via webinar (i.e., from a computer, tablet or smartphone). Please choose “Online” at registration. The day before the event, we will send you a confirmation email with the link to join the seminar online.
Online registration will close at 12:00 p.m. the day prior to the event. To register past this deadline, contact us at 204.253.4888.